Monday, October 22, 2007

us? homeowners? HA!

so many of you have emailed me (have i mentioned how much i love getting emails from you? they're so.... personal. gersh i'm smert.) asking if we're still house hunting, or if we stopped, or what we're doing. we are still looking. and we're waiting. and looking. and waiting. and hoping. and crossing our fingers.

there just isn't anything out there right now that we're both in love with (or can afford). and i'm freaked out that we are truly SO LIMITED in what we are comfortable affording, that it's going to be a difficult road. did that make any sense? basically, the bank tells us we can afford a hell of a lot more than i would ever want to get ourselves into. talk about pressure. talk about everything else in our lives sacrificing to pay a mortgage. i don't want to live like that. so realistically, what we can afford, is barely anything in house terms. so i'm trying to figure out how i can get some money to give us some leeway. and then i curse myself for the amount we spent on our glorious wedding, because that money would be the perfect amount right now to put down on a house. but oh well. i don't regret it and wouldn't do it any other way if i had to do it all over again. except maybe i'd be richer. haha

so yes everyone.. we're still looking for a house. but mostly we're just waiting for one. the right one to come along. the right one we can afford. because there are plenty of houses out there i'd love to live in- they are in great neighborhoods, and are adorable and gorgeous and lovely, but they are totally out of our price range. and the ones in our price range, suck. isn't that always the way?! or maybe it's just the way when you aren't selling one house to move into another? i guess the first house you buy is the toughest??? hell, i don't know. all i know is that this isn't half as fun as i thought it would be. lol

11 comments:

Becky said...

totally the 1st house is the toughest and thats why they have so many deals for them (even if they suck) cuz you have no profit from a previous home to put down on the new house!

Alison said...

Just be patient. The right one will come along, hopefully after home prices have plummeted, and then you'll be able to afford more house than you can right now. :)

carrie said...

You'll know, when the time is right. Everything will just fall into place!

Thanks for the update! :)

Starshine said...

I totally agree that it's not worth sacrificing everything else in your life to be able to pay a mortgage. You should own the house...not the other way around! Very wise, Jennster!

Mothers Love said...

The right house will find you.

Miss Britt said...

The first house is the toughest. And rarely the dream house.

But you have the right idea - sacrificing EVERYTHING for a mortgage is just crazy. No matter what the bank says.

jennster said...

i love you guys. :)

Daddy Dan said...

Not to add any pressure to you, but the next year is probably going to be the best time to buy a house while the prices are down. A good rule is it's better to buy the worst house in a good neighborhood than the best house in a bad neighborhood. You can always fix up your house but you can't fix up the neighborhood.

teebopop said...

Just a suggestion from a com padre in house hunting ...

Check foreclosures.
Check FSBO (For Sale By Owner).
This IS a buyer's market.

Do you have a buyer's agent?

I've seen houses drop in prices as much as $100k in the last 6 months.

What State are you looking in (CA, right?). That might be THE problem itself. I lived there for 30 years. A "fixer-upper" could cost you close to a quarter million. With one bathroom.

jennster said...

tee- yep, cali. we're looking in a good and not ridiculously priced county though. :) but even that is NOWHERE near a quarter of a million. and dammit, don't say it like that- cause then when it comes down to it, we're looking at homes that are half a million and over. EWWWWWWWWWW. LOL- we can't seem to help but find foreclosures (poor people)... but banks are fucking stingy at first and not necessarily willing to deal. greedy fucks.

Christine said...

Daddy Dan is a smartie! You can make improvements, for sure - but your house is so much more than what is inside. It is where you shop and meet neighbors and play at the park and go to church and plan block parties ... and ... and ... and!

Now, that doesn't mean that lower cost neighborhoods can't be great. Just do your research. Talk to people that live in the area. You have to love the whole neighborhood, not just the house!